![]() # Skills bonus is reduced to +10 if the share of candidate’s nationality among the firm’s PMETs is one-third or higher. * Small firms with fewer than 25 PMET employees score 10 points on C3 and C4 by default. Strategic Economic Priorities Bonus (Firm-related)įirm meets specific assessment criteria on investment, innovation, internationalisation, or company and workforce transformation activities Skills Bonus - Shortage Occupation List (Individual)Ĭ6. Support for local employment (Firm-related)įirm’s share of local PMETs within its sector *Ĭ5. Share of candidate's nationality among firm’s PMETs. The table below summarises how points are earned.įixed monthly salary compared to local professionals, managers, executives and technicians (PMET) salaries in sector by age Otherwise, applications can make up the required points by exceeding expectations on another criterion ( Example B) or by scoring bonus points ( Example C).Applications that meet expectations (earn 10 points) on all 4 foundational criteria will pass ( Example A-1 and Example A-2).These criteria recognise applications that bring in skills in shortage or support strategic economic priorities, thus creating good jobs for Singaporeans. Your application can also earn extra points under the bonus criteria if it meets the relevant qualifying conditions. Applications earn points if they meet or exceed expectations. Your application is scored on four foundational criteria. Please contact Caliber for additional details.COMPASS evaluates EP applications based on a holistic set of individual and firm-related attributes. Payment may be subject to reporting for tax purposes. Available only through the Caliber Retail Channel. LTV and property type restrictions may apply. Other requirements include: Minimum 700 credit score, owner occupied purchase transaction. Offer requires 30 business days from Caliber’s receipt of purchase contract to closing date. Void if there are any material changes to income or assets. ****Caliber agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Caliber. Please contact Caliber for additional details. All rate lock extensions are subject to Caliber’s standard rate lock extension fees All rate lock extensions are subject to Caliber’s standard rate lock extension fees. Once you identify a property, your rate will be locked for an additional 45 days. Your rate is protected for up to 30 days to shop for a home. ***The lock will be honored up to 75 days total. Not all products are available in all states or for all dollar amounts. All products are subject to credit and property approval. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. **A pre-approval does not signify that all underwriting requirements have been met. Any portion of the discount amount not used toward closing costs will be waived. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. ![]() The offer is nontransferable and can only be used by the intended recipient. Only available for single family primary residences and existing Caliber customers. ![]() *Closing cost offer available to customers who apply for a new purchase loan. ![]()
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